Updated: 2023/11/30
30-Year Mortgage Rates Today
Here is the 30-year fixed-rate mortgage (FRM). US mortgage giant Freddie Mac calculates and publishes rates once a week.
30-year mortgage rate for the last 4 weeks below.
| Date | Rate |
| 2023/11/30 | 7.22 |
| 2023/11/22 | 7.29 |
| 2023/11/16 | 7.44 |
| 2023/11/09 | 7.50 |
| 2023/11/02 | 7.76 |
30-Year Mortgage Rates Forecast For Next Weeks
This table shows the forecasted 30-year mortgage rates for the upcoming weeks. Each row represents a week and includes the date, the ahead time (in weeks), the low rate, the high rate, and the average rate. The low and high rates represent the range of possible mortgage rates for that week, while the average rate represents the forecasted mortgage rate for that week. The mortgage rates can have a significant impact on the housing market.
| Date | Ahead | Low | High | Rate |
| 12/07 | 1W | 6.94 | 7.36 | 7.15 |
| 12/14 | 2W | 6.93 | 7.35 | 7.14 |
| 12/21 | 3W | 7.16 | 7.60 | 7.38 |
| 12/28 | 4W | 7.03 | 7.47 | 7.25 |
| 01/04 | 5W | 7.50 | 7.96 | 7.73 |
| 01/11 | 6W | 7.71 | 8.19 | 7.95 |
| 01/18 | 7W | 7.46 | 7.92 | 7.69 |
| 01/25 | 8W | 7.42 | 7.88 | 7.65 |
| 02/01 | 9W | 7.44 | 7.90 | 7.67 |
| 02/08 | 10W | 7.21 | 7.65 | 7.43 |
| 02/15 | 11W | 6.98 | 7.42 | 7.20 |
| 02/22 | 12W | 7.02 | 7.46 | 7.24 |
| 02/29 | 13W | 6.85 | 7.27 | 7.06 |
| 03/07 | 14W | 6.92 | 7.34 | 7.13 |
| 03/14 | 15W | 7.15 | 7.59 | 7.37 |
30-year mortgage rate predictions for next week. The maximum mortgage rate is expected to be 7.36%, while the minimum is 6.94%. The average rate is 7.15%, which is -0.07 points to today's value.
30-year rate forecast for December 14.
The maximum mortgage rate is expected to be 7.35%, while the minimum is 6.93%. The average rate is 7.14%, which is -0.08 points to today's value.
30-year mortgage rate predictions for December 21.
The maximum mortgage rate is expected to be 7.60%, while the minimum is 7.16%. The average rate is 7.38%, which is +0.16 points to today's value.
30-year rate forecast for December 28.
The maximum mortgage rate is expected to be 7.47%, while the minimum is 7.03%. The average rate is 7.25%, which is +0.03 points to today's value.
30-year mortgage rate predictions for January 4.
The maximum mortgage rate is expected to be 7.96%, while the minimum is 7.50%. The average rate is 7.73%, which is +0.51 points to today's value.
30-year rate forecast for January 11.
The maximum mortgage rate is expected to be 8.19%, while the minimum is 7.71%. The average rate is 7.95%, which is +0.73 points to today's value.
30-year mortgage rate predictions for January 18.
The maximum mortgage rate is expected to be 7.92%, while the minimum is 7.46%. The average rate is 7.69%, which is +0.47 points to today's value.
30-year rate forecast for January 25.
The maximum mortgage rate is expected to be 7.88%, while the minimum is 7.42%. The average rate is 7.65%, which is +0.43 points to today's value.
30-year mortgage rate predictions for February 1.
The maximum mortgage rate is expected to be 7.90%, while the minimum is 7.44%. The average rate is 7.67%, which is +0.45 points to today's value.
30-year rate forecast for February 8.
The maximum mortgage rate is expected to be 7.65%, while the minimum is 7.21%. The average rate is 7.43%, which is +0.21 points to today's value.
30-year mortgage rate predictions for February 15.
The maximum mortgage rate is expected to be 7.42%, while the minimum is 6.98%. The average rate is 7.20%, which is -0.02 points to today's value.
30-year rate forecast for February 22.
The maximum mortgage rate is expected to be 7.46%, while the minimum is 7.02%. The average rate is 7.24%, which is +0.02 points to today's value.
30-year mortgage rate predictions for February 29.
The maximum mortgage rate is expected to be 7.27%, while the minimum is 6.85%. The average rate is 7.06%, which is -0.16 points to today's value.
30-year rate forecast for March 7.
The maximum mortgage rate is expected to be 7.34%, while the minimum is 6.92%. The average rate is 7.13%, which is -0.09 points to today's value.
30-year mortgage rate predictions for March 14.
The maximum mortgage rate is expected to be 7.59%, while the minimum is 7.15%. The average rate is 7.37%, which is +0.15 points to today's value.
Mortgage Rates Predictions 2023, 2024-2026.
How is the 30-year mortgage rate forecast important for homebuyers?
The 30-year mortgage rate is important for homebuyers because it determines the total cost of their mortgage payments over the life of the loan. A lower interest rate on a 30-year mortgage can save a borrower thousands of dollars over time, while a higher interest rate can significantly increase the cost of the mortgage. Homebuyers often take out 30-year mortgages because they offer lower monthly payments than shorter-term mortgages, making it more affordable to purchase a home. Therefore, the 30-year mortgage rate plays a critical role in determining the affordability and accessibility of homeownership for many people.
The rates and forecast are updated weekly (Thursdays).
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