Updated: 2023/11/30
10-Year Mortgage Rates Today
10 year mortgage rates are calculated from standard mortgage periods: thirty and fifteen years. The rates are based on Freddie Mac's Weekly Mortgage Market Survey.
10-year mortgage rate for the last 4 weeks below.
| Date | Rate |
| 2023/11/30 | 6.34 |
| 2023/11/22 | 6.46 |
| 2023/11/16 | 6.53 |
| 2023/11/09 | 6.58 |
| 2023/11/02 | 6.79 |
10-Year Mortgage Rates Forecast For Next Weeks
This table shows the forecasted 10-year mortgage rates for the upcoming weeks. Each row represents a week and includes the date, the ahead time (in weeks), the low rate, the high rate, and the average rate. The low and high rates represent the range of possible mortgage rates for that week, while the average rate represents the forecasted mortgage rate for that week. The mortgage rates can have a significant impact on the housing market.
| Date | Ahead | Low | High | Rate |
| 12/07 | 1W | 6.03 | 6.41 | 6.22 |
| 12/14 | 2W | 6.20 | 6.58 | 6.39 |
| 12/21 | 3W | 6.29 | 6.67 | 6.48 |
| 12/28 | 4W | 6.19 | 6.57 | 6.38 |
| 01/04 | 5W | 6.60 | 7.00 | 6.80 |
| 01/11 | 6W | 6.67 | 7.09 | 6.88 |
| 01/18 | 7W | 6.50 | 6.90 | 6.70 |
| 01/25 | 8W | 6.58 | 6.98 | 6.78 |
| 02/01 | 9W | 6.36 | 6.76 | 6.56 |
| 02/08 | 10W | 6.53 | 6.93 | 6.73 |
| 02/15 | 11W | 6.16 | 6.54 | 6.35 |
| 02/22 | 12W | 6.07 | 6.45 | 6.26 |
| 02/29 | 13W | 6.11 | 6.49 | 6.30 |
| 03/07 | 14W | 6.17 | 6.55 | 6.36 |
| 03/14 | 15W | 6.20 | 6.58 | 6.39 |
10-year mortgage rate predictions for next week. The maximum mortgage rate is expected to be 6.41%, while the minimum is 6.03%. The average rate is 6.22%, which is -0.12 points to today's value.
10-year rate forecast for December 14.
The maximum mortgage rate is expected to be 6.58%, while the minimum is 6.20%. The average rate is 6.39%, which is +0.05 points to today's value.
10-year mortgage rate predictions for December 21.
The maximum mortgage rate is expected to be 6.67%, while the minimum is 6.29%. The average rate is 6.48%, which is +0.14 points to today's value.
10-year rate forecast for December 28.
The maximum mortgage rate is expected to be 6.57%, while the minimum is 6.19%. The average rate is 6.38%, which is +0.04 points to today's value.
10-year mortgage rate predictions for January 4.
The maximum mortgage rate is expected to be 7.00%, while the minimum is 6.60%. The average rate is 6.80%, which is +0.46 points to today's value.
10-year rate forecast for January 11.
The maximum mortgage rate is expected to be 7.09%, while the minimum is 6.67%. The average rate is 6.88%, which is +0.54 points to today's value.
10-year mortgage rate predictions for January 18.
The maximum mortgage rate is expected to be 6.90%, while the minimum is 6.50%. The average rate is 6.70%, which is +0.36 points to today's value.
10-year rate forecast for January 25.
The maximum mortgage rate is expected to be 6.98%, while the minimum is 6.58%. The average rate is 6.78%, which is +0.44 points to today's value.
10-year mortgage rate predictions for February 1.
The maximum mortgage rate is expected to be 6.76%, while the minimum is 6.36%. The average rate is 6.56%, which is +0.22 points to today's value.
10-year rate forecast for February 8.
The maximum mortgage rate is expected to be 6.93%, while the minimum is 6.53%. The average rate is 6.73%, which is +0.39 points to today's value.
10-year mortgage rate predictions for February 15.
The maximum mortgage rate is expected to be 6.54%, while the minimum is 6.16%. The average rate is 6.35%, which is +0.01 points to today's value.
10-year rate forecast for February 22.
The maximum mortgage rate is expected to be 6.45%, while the minimum is 6.07%. The average rate is 6.26%, which is -0.08 points to today's value.
10-year mortgage rate predictions for February 29.
The maximum mortgage rate is expected to be 6.49%, while the minimum is 6.11%. The average rate is 6.30%, which is -0.04 points to today's value.
10-year rate forecast for March 7.
The maximum mortgage rate is expected to be 6.55%, while the minimum is 6.17%. The average rate is 6.36%, which is +0.02 points to today's value.
10-year mortgage rate predictions for March 14.
The maximum mortgage rate is expected to be 6.58%, while the minimum is 6.20%. The average rate is 6.39%, which is +0.05 points to today's value.
Mortgage Rates Predictions 2023, 2024-2026.
How is the 10-year mortgage rate forecast important for homebuyers?
The 10-year mortgage rate is important for homebuyers who want to pay off their mortgage more quickly and save on interest payments. While a 10-year mortgage typically has higher monthly payments than a 15-year or 30-year mortgage, it can offer significant savings in interest payments over the life of the loan. Borrowers who opt for a 10-year mortgage can save tens of thousands of dollars in interest compared to a 30-year mortgage. Additionally, a lower interest rate on a 10-year mortgage can make it more affordable for homebuyers to purchase a more expensive home than they could afford with a longer-term mortgage. However, the higher monthly payments can also make it more difficult for some borrowers to qualify for a 10-year mortgage. Therefore, the 10-year mortgage rate forecast is an important factor for homebuyers to consider when determining the affordability and overall cost of their mortgage.
The rates and forecast are updated weekly (Thursdays).
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